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Surfers

Hi, I'm Mick

Director & Adviser

Fellow Chartered FP, Grad Dip Financial Planning,

Adv Dip Financial Planning (inc. SMSF), Aged Care Certified.

Adviser Ratings Bronze
Aged Care Accredited
AIOFP
AFA FChFP Qualified

I grew up in a modest, hard-working family where your word mattered and getting ahead was up to you. When I was 14, my Dad and I taught ourselves how to invest in shares. That experience lit a fire in me; the realisation that money can work while you sleep, and that one day I’d need assets to take over so I could enjoy life on my own terms. After a decade in research science, I followed that passion into economics and finance where I’ve spent another decade immersed in the machinery of money, markets and decision-making.

I'm not a salesman and I don't talk fluff or buzzwords - I prefer to be a useful navigator so my clients can make informed decisions with confidence. I focus on evidence over headlines, long-term outcomes over short-term noise. I look to history for perspective, rely on data and experience for decisions, and value calm energy and focus over emotions - without being a robot.

 

I’m in the same life stage as many of my clients and often with similar goals - building for my kids, wanting to stop work one day and actually enjoy it, making smart decisions with the time and money I’ve got and having some fun along the way. I live on the Sunshine Coast with my legendary wife and our three champion kids, originally hailing from Newcastle, and I consider it a privilege to help Australians - whether they’re building, transitioning, or enjoying retirement - make smart decisions with their money, their time and their future.

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Mick Simmons Financial Adviser Sunshine Coast

"Financial Planning is about having the right amount of money available at the right time, in the right way, to do what you want to do in life."

Meeting With Mick
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© 2026 Gradient Wealth Pty Ltd. All rights reserved.

Gradient Wealth is a Corporate Authorised Representative (001319220) of Beryllium Advisers Pty Ltd (AFSL 528250). Michael Simmons is authorised representative (1265465) of Beryllium Advisers Pty Ltd (AFSL 528250 | ABN 30 646 510 769 | Level 3, 54 Jephson St Toowong QLD 4066 | operations@beadvisers.com.au).

Any information contained in this website is factual information only and may contain general advice and does not take into account your objectives, financial situation or needs. You should consider whether the advice is suitable for you and your personal circumstances. Before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement. In the event I am providing personal advice, this will be communicated via a ‘Statement of Advice’.​​​​

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