Drive
Thrive
Gradient Wealth
We're financial planners.
We help Australians optimise their money, protect their wealth and make smart confident decisions so they can achieve their financial goals and retire on time with clarity and peace of mind.
Whether you’re building towards financial freedom or protecting the retirement you’ve worked hard to create - a clear financial plan makes every step deliberate, smart, stress free and aligned with what matters most to you and your family. Learn more about Our Approach and How We Help.
Start 2026
with confidence
Who we help
Good financial advice is for everyone
And goals come in all shapes and sizes. If you're time-pressed or over the complexity and looking to plan ahead with experienced, professional and down to earth help - we're a great fit! Learn more About Us and How We Help.
Solos and Families
Whether you’re flying solo or managing family life, financial planning helps you organise your money, protect what's important and make progress toward your goals. It’s a grind, we know, so we're in your corner all the way.
Self-employed / Founders
As a business owner, great financial advice helps you separate business wealth from personal wealth, manage treasury effectively, build long-term value and plan strategic exits. We help you turn your enterprise into a pathway to independence.
Empty-nesters & Retirees
Retirement isn’t the finish line—it’s where planning matters most. We structure superannuation, pension, investments, and retirement income strategies so your next chapter is fully under your control without worrying if your money will last.
Our Process
1. Chat
Book in for a 15-min intro chat - we get to know you, where you're at and what you're after to see if we can add value.
2. Strategy
We capture the finer details and what's important to you, crunch the numbers, and come back to you with a thorough plan.
See Our Approach.
3. Live
We do the heavy lifting, review everything every year and track your progress as you move forward with confidence.
Superannuation & Retirement - without the guesswork
Superannuation is often the largest asset Australians use to fund retirement, yet rules, tax treatment and access strategies change over time. We help clients aged 45–65 structure their superannuation to support a reliable retirement outcome, not just a balance on paper.
See Our Approach.
How we help
Financial planning is greater than the sum of its parts
So we cover all the parts! A robust plan is one that covers your whole money landscape, from cash flow & tax to superannuation and estate planning, and can roll with the punches - just like you.
Cash flow
Cash flow is the engine room of your financial life. We help you get in control of your money, not by cutting out coffees, but with a bird's eye view of your income, spending, tax and savings so you can get your cash working for you with purpose. It’s about creating surplus, your pulse, and deploying it strategically to move you toward your goals.
Financial planning is about having the right amount of money available at the right time in the right way so you can do what you want to do.
